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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,328 | $106,247-91.2% | $96,515-90.3% | $139,466-93.3% |
| Participation rate | 85.0% | 77.8%+7.2pp | 74.3%+10.7pp | 80.3%+4.7pp |
| Annual return | 42.04% | 38.47%+3.6pp | 35.73%+6.3pp | 373.66%-331.6pp |
| Employer contribution / active EE | $3,057 | $4,106-25.5% | $3,740-18.2% | $4,754-35.7% |
| Participant deferral / active EE | $5,486 | $5,456+0.6% | $4,880+12.4% | $6,712-18.3% |
| Admin fee / account holder | $1,796 | $7,885-77.2% | $6,735-73.3% | $11,409-84.3% |