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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,628 | $89,367-66.8% | $141,191-79.0% | $72,975-59.4% |
| Participation rate | 80.8% | 75.1%+5.6pp | 82.5%-1.7pp | 69.5%+11.3pp |
| Annual return | 24.51% | 111.87%-87.4pp | 71.41%-46.9pp | 81.01%-56.5pp |
| Employer contribution / active EE | $2,691 | $3,115-13.6% | $4,736-43.2% | $2,440+10.3% |
| Participant deferral / active EE | $10,262 | $5,419+89.4% | $6,710+52.9% | $3,608+184.4% |
| Admin fee / account holder | $2,609 | $5,957-56.2% | $10,264-74.6% | $5,124-49.1% |