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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,991 | $107,944+22.3% | $91,994+43.5% | $152,885-13.7% |
| Participation rate | 53.8% | 81.2%-27.3pp | 78.6%-24.8pp | 82.5%-28.6pp |
| Annual return | 21.28% | 89.26%-68.0pp | 69.03%-47.7pp | 345.39%-324.1pp |
| Employer contribution / active EE | $746 | $4,210-82.3% | $3,452-78.4% | $4,763-84.3% |
| Participant deferral / active EE | $2,899 | $6,365-54.5% | $5,923-51.1% | $5,851-50.5% |
| Admin fee / account holder | $0 | $10,521-100.0% | $7,743-100.0% | $11,598-100.0% |