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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,910 | $105,200-69.7% | $159,474-80.0% | $85,847-62.8% |
| Participation rate | 70.7% | 75.8%-5.0pp | 82.8%-12.1pp | 69.3%+1.4pp |
| Annual return | 14.12% | 45.08%-31.0pp | 263.68%-249.6pp | 318.61%-304.5pp |
| Employer contribution / active EE | $2,308 | $3,319-30.5% | $4,831-52.2% | $2,565-10.0% |
| Participant deferral / active EE | $3,377 | $5,946-43.2% | $7,353-54.1% | $3,952-14.6% |
| Admin fee / account holder | $1,382 | $6,934-80.1% | $10,802-87.2% | $6,261-77.9% |