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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,540 | $98,776-55.9% | $149,745-70.9% | $79,856-45.5% |
| Participation rate | 38.7% | 75.8%-37.1pp | 82.5%-43.8pp | 69.6%-30.9pp |
| Annual return | 19.22% | 27.38%-8.2pp | 276.72%-257.5pp | 31.71%-12.5pp |
| Employer contribution / active EE | $1,394 | $3,217-56.7% | $4,646-70.0% | $2,471-43.6% |
| Participant deferral / active EE | $3,742 | $5,681-34.1% | $6,843-45.3% | $3,7410% |
| Admin fee / account holder | $1,151 | $6,053-81.0% | $9,312-87.6% | $5,306-78.3% |