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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,617 | $105,856-80.5% | $90,161-77.1% | $147,586-86.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 10.53% | 37.63%-27.1pp | 34.89%-24.4pp | 578.59%-568.1pp |
| Employer contribution / active EE | $3,246 | $4,126-21.3% | $3,318-2.2% | $4,876-33.4% |
| Participant deferral / active EE | $3,572 | $5,733-37.7% | $5,287-32.4% | $5,439-34.3% |
| Admin fee / account holder | $476 | $8,046-94.1% | $5,943-92.0% | $10,886-95.6% |