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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,029 | $118,467-78.9% | $98,450-74.6% | $139,456-82.1% |
| Participation rate | 66.7% | 77.5%-10.8pp | 75.2%-8.5pp | 80.3%-13.7pp |
| Annual return | 17.82% | 18.95%-1.1pp | 21.16%-3.3pp | 373.45%-355.6pp |
| Employer contribution / active EE | $1,759 | $3,611-51.3% | $3,049-42.3% | $4,753-63.0% |
| Participant deferral / active EE | $5,592 | $5,393+3.7% | $4,739+18.0% | $6,711-16.7% |
| Admin fee / account holder | $6,890 | $14,057-51.0% | $8,961-23.1% | $11,407-39.6% |