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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,309 | $159,978-51.7% | $147,041-47.4% | $145,978-47.0% |
| Participation rate | 54.2% | 84.0%-29.8pp | 82.2%-28.0pp | 80.3%-26.1pp |
| Annual return | 13.10% | 98.36%-85.3pp | 419.21%-406.1pp | 550.52%-537.4pp |
| Employer contribution / active EE | $2,450 | $5,288-53.7% | $4,935-50.4% | $4,662-47.5% |
| Participant deferral / active EE | $3,808 | $8,429-54.8% | $8,071-52.8% | $6,690-43.1% |
| Admin fee / account holder | $577 | $15,053-96.2% | $13,006-95.6% | $13,400-95.7% |