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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,516 | $148,623-76.1% | $135,974-73.9% | $139,466-74.5% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 17.71% | 79.30%-61.6pp | 68.30%-50.6pp | 373.66%-356.0pp |
| Employer contribution / active EE | $3,871 | $5,246-26.2% | $4,859-20.3% | $4,754-18.6% |
| Participant deferral / active EE | $8,221 | $8,103+1.5% | $7,760+5.9% | $6,712+22.5% |
| Admin fee / account holder | $4,671 | $12,406-62.4% | $10,767-56.6% | $11,409-59.1% |