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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,420 | $138,102-80.9% | $125,381-78.9% | $134,532-80.4% |
| Participation rate | 70.8% | 84.5%-13.7pp | 82.4%-11.5pp | 81.2%-10.4pp |
| Annual return | -21.22% | 750.73%-771.9pp | 572.31%-593.5pp | 418.27%-439.5pp |
| Employer contribution / active EE | $3,157 | $5,245-39.8% | $4,815-34.4% | $4,741-33.4% |
| Participant deferral / active EE | $7,193 | $7,801-7.8% | $7,448-3.4% | $6,401+12.4% |
| Admin fee / account holder | $1,152 | $11,568-90.0% | $10,007-88.5% | $11,429-89.9% |