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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,713 | $77,145-70.6% | $108,410-79.0% | $85,856-73.5% |
| Participation rate | 76.7% | 74.7%+2.0pp | 80.1%-3.5pp | 69.3%+7.3pp |
| Annual return | 13.94% | 44.54%-30.6pp | 905.34%-891.4pp | 318.58%-304.6pp |
| Employer contribution / active EE | $0 | $2,379-100.0% | $3,558-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $9,070 | $5,566+62.9% | $6,562+38.2% | $3,952+129.5% |
| Admin fee / account holder | $3,503 | $5,172-32.3% | $7,296-52.0% | $6,261-44.0% |