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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,134 | $176,077-7.4% | $159,455+2.3% | $167,518-2.6% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.06% | 331.83%-318.8pp | 263.63%-250.6pp | 478.71%-465.7pp |
| Employer contribution / active EE | $7,161 | $5,298+35.2% | $4,830+48.3% | $4,838+48.0% |
| Participant deferral / active EE | $4,017 | $7,751-48.2% | $7,353-45.4% | $6,342-36.7% |
| Admin fee / account holder | $1,115 | $12,556-91.1% | $10,800-89.7% | $12,312-90.9% |