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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,008 | $108,212-89.8% | $77,513-85.8% | $158,966-93.1% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 22.10% | 31.67%-9.6pp | 54.81%-32.7pp | 302.95%-280.9pp |
| Employer contribution / active EE | $1,002 | $1,325-24.4% | $987+1.6% | $4,762-79.0% |
| Participant deferral / active EE | $2,234 | $2,455-9.0% | $1,861+20.1% | $5,983-62.7% |
| Admin fee / account holder | $404 | $3,709-89.1% | $2,859-85.9% | $11,250-96.4% |