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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,008 | $183,988-7.6% | $162,177+4.8% | $152,897+11.2% |
| Participation rate | 84.6% | 88.5%-3.9pp | 87.6%-2.9pp | 82.5%+2.2pp |
| Annual return | 25.75% | 150.79%-125.0pp | 115.60%-89.9pp | 345.43%-319.7pp |
| Employer contribution / active EE | $3,733 | $6,370-41.4% | $5,613-33.5% | $4,764-21.6% |
| Participant deferral / active EE | $11,283 | $8,032+40.5% | $7,297+54.6% | $5,851+92.8% |
| Admin fee / account holder | $910 | $13,123-93.1% | $10,843-91.6% | $11,599-92.2% |