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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,278 | $72,492-4.4% | $87,104-20.5% | $72,975-5.1% |
| Participation rate | 27.7% | 72.8%-45.2pp | 76.9%-49.2pp | 69.5%-41.8pp |
| Annual return | 17.68% | 24.46%-6.8pp | 28.19%-10.5pp | 81.01%-63.3pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,587 | $3,270-51.5% | $4,048-60.8% | $3,608-56.0% |
| Admin fee / account holder | $3,724 | $5,055-26.3% | $7,491-50.3% | $5,124-27.3% |