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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,609 | $154,193-90.5% | $130,045-88.8% | $139,466-89.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 24.21% | 32.51%-8.3pp | -137.30%+161.5pp | 373.66%-349.5pp |
| Employer contribution / active EE | $1,861 | $5,292-64.8% | $4,321-56.9% | $4,754-60.8% |
| Participant deferral / active EE | $7,582 | $6,709+13.0% | $5,820+30.3% | $6,712+13.0% |
| Admin fee / account holder | $1,929 | $13,989-86.2% | $10,600-81.8% | $11,409-83.1% |