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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,324 | $106,864-35.1% | $147,318-52.9% | $82,637-16.1% |
| Participation rate | 48.1% | 75.5%-27.4pp | 82.1%-33.9pp | 68.1%-19.9pp |
| Annual return | 16.66% | 27.49%-10.8pp | 70.43%-53.8pp | 53.51%-36.8pp |
| Employer contribution / active EE | $1,472 | $3,417-56.9% | $4,593-67.9% | $2,552-42.3% |
| Participant deferral / active EE | $2,489 | $6,496-61.7% | $7,906-68.5% | $4,126-39.7% |
| Admin fee / account holder | $1,562 | $8,415-81.4% | $13,708-88.6% | $7,339-78.7% |