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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,254 | $109,411-9.3% | $89,435+11.0% | $158,982-37.6% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 13.99% | 345.68%-331.7pp | 245.55%-231.6pp | 302.99%-289.0pp |
| Employer contribution / active EE | $62 | $3,173-98.0% | $2,587-97.6% | $4,763-98.7% |
| Participant deferral / active EE | $1,907 | $4,600-58.6% | $3,890-51.0% | $5,983-68.1% |
| Admin fee / account holder | $1,006 | $6,159-83.7% | $4,884-79.4% | $11,252-91.1% |