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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,090 | $95,188+12.5% | $76,518+40.0% | $135,380-20.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -14.69% | 4.85%-19.5pp | -0.27%-14.4pp | 519.81%-534.5pp |
| Employer contribution / active EE | $21,908 | $3,303+563.3% | $2,647+727.6% | $4,779+358.4% |
| Participant deferral / active EE | $10,570 | $4,640+127.8% | $3,836+175.6% | $5,609+88.4% |
| Admin fee / account holder | $1,210 | $6,249-80.6% | $4,849-75.1% | $10,828-88.8% |