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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,247 | $82,674+12.8% | $125,381-25.6% | $68,486+36.2% |
| Participation rate | 92.9% | 75.1%+17.8pp | 82.4%+10.5pp | 67.9%+25.0pp |
| Annual return | -19.50% | -5.97%-13.5pp | 572.31%-591.8pp | -7.85%-11.6pp |
| Employer contribution / active EE | $4,663 | $3,382+37.9% | $4,815-3.2% | $2,597+79.6% |
| Participant deferral / active EE | $10,311 | $6,111+68.7% | $7,448+38.4% | $4,028+156.0% |
| Admin fee / account holder | $11,087 | $6,277+76.6% | $10,007+10.8% | $5,404+105.2% |