Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,170 | $77,908-93.4% | $149,696-96.5% | $75,173-93.1% |
| Participation rate | 68.1% | 65.6%+2.5pp | 78.8%-10.7pp | 67.2%+0.9pp |
| Annual return | 10.30% | 31.73%-21.4pp | 134.46%-124.2pp | 160.72%-150.4pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,213 | $3,411-64.4% | $5,682-78.6% | $4,126-70.6% |
| Admin fee / account holder | $505 | $5,950-91.5% | $13,212-96.2% | $5,651-91.1% |