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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,619 | $157,304+160.4% | $141,197+190.1% | $152,909+167.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 0.16% | 64.34%-64.2pp | 71.41%-71.2pp | 345.46%-345.3pp |
| Employer contribution / active EE | $20,450 | $5,263+288.6% | $4,736+331.8% | $4,764+329.3% |
| Participant deferral / active EE | $12,500 | $7,111+75.8% | $6,710+86.3% | $5,851+113.6% |
| Admin fee / account holder | $103 | $12,126-99.2% | $10,265-99.0% | $11,601-99.1% |