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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,051 | $76,551-35.9% | $123,894-60.4% | $62,881-22.0% |
| Participation rate | 75.0% | 73.0%+2.0pp | 81.4%-6.4pp | 69.3%+5.7pp |
| Annual return | 8.32% | 18.68%-10.4pp | 47.52%-39.2pp | 20.14%-11.8pp |
| Employer contribution / active EE | $4,251 | $2,882+47.5% | $4,617-7.9% | $2,281+86.4% |
| Participant deferral / active EE | $2,293 | $4,840-52.6% | $5,984-61.7% | $3,203-28.4% |
| Admin fee / account holder | $326 | $4,826-93.2% | $8,357-96.1% | $4,296-92.4% |