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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,762 | $176,077-67.2% | $159,455-63.8% | $167,518-65.5% |
| Participation rate | 66.7% | 84.9%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 16.27% | 331.83%-315.6pp | 263.63%-247.4pp | 478.71%-462.4pp |
| Employer contribution / active EE | $1,936 | $5,298-63.5% | $4,830-59.9% | $4,838-60.0% |
| Participant deferral / active EE | $5,454 | $7,751-29.6% | $7,353-25.8% | $6,342-14.0% |
| Admin fee / account holder | $4,912 | $12,556-60.9% | $10,800-54.5% | $12,312-60.1% |