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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,082 | $50,458-52.3% | $160,009-84.9% | $64,819-62.8% |
| Participation rate | 0.0% | 68.0%-68.0pp | 78.0%-78.0pp | 71.5%-71.5pp |
| Annual return | -11.91% | -13.42%+1.5pp | 408.85%-420.8pp | 32.84%-44.8pp |
| Employer contribution / active EE | $0 | $1,722-100.0% | $4,225-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $10,672 | $4,004+166.6% | $6,183+72.6% | $4,311+147.6% |
| Admin fee / account holder | $2 | $706-99.7% | $8,715-100.0% | $188-98.7% |