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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,499 | $82,674-58.3% | $125,363-72.5% | $68,495-49.6% |
| Participation rate | 55.3% | 75.0%-19.8pp | 82.4%-27.1pp | 67.9%-12.6pp |
| Annual return | -17.87% | -5.97%-11.9pp | 572.15%-590.0pp | -7.84%-10.0pp |
| Employer contribution / active EE | $1,790 | $3,382-47.1% | $4,815-62.8% | $2,596-31.0% |
| Participant deferral / active EE | $9,176 | $6,111+50.1% | $7,447+23.2% | $4,028+127.8% |
| Admin fee / account holder | $4,644 | $6,276-26.0% | $10,005-53.6% | $5,403-14.1% |