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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,889 | $77,901-73.2% | $149,717-86.0% | $75,181-72.2% |
| Participation rate | 59.3% | 65.6%-6.3pp | 78.8%-19.5pp | 67.2%-7.9pp |
| Annual return | 21.60% | 31.73%-10.1pp | 134.41%-112.8pp | 160.69%-139.1pp |
| Employer contribution / active EE | $1,457 | $3,137-53.5% | $4,820-69.8% | $2,671-45.4% |
| Participant deferral / active EE | $2,898 | $3,411-15.0% | $5,682-49.0% | $4,126-29.8% |
| Admin fee / account holder | $36 | $5,949-99.4% | $13,213-99.7% | $5,650-99.4% |