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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,693 | $148,582-84.1% | $135,942-82.6% | $139,456-83.0% |
| Participation rate | 63.2% | 83.9%-20.7pp | 81.9%-18.8pp | 80.3%-17.2pp |
| Annual return | 22.90% | 79.26%-56.4pp | 68.28%-45.4pp | 373.45%-350.6pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $8,068 | $8,101-0.4% | $7,759+4.0% | $6,711+20.2% |
| Admin fee / account holder | $1,633 | $12,402-86.8% | $10,764-84.8% | $11,407-85.7% |