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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,693 | $148,623-84.1% | $135,974-82.6% | $139,466-83.0% |
| Participation rate | 63.2% | 83.9%-20.7pp | 81.9%-18.8pp | 80.3%-17.2pp |
| Annual return | 22.90% | 79.30%-56.4pp | 68.30%-45.4pp | 373.66%-350.8pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $8,068 | $8,103-0.4% | $7,760+4.0% | $6,712+20.2% |
| Admin fee / account holder | $1,633 | $12,406-86.8% | $10,767-84.8% | $11,409-85.7% |