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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,330 | $138,102-86.0% | $125,381-84.6% | $134,532-85.6% |
| Participation rate | 40.0% | 84.5%-44.5pp | 82.4%-42.4pp | 81.2%-41.2pp |
| Annual return | -16.45% | 750.73%-767.2pp | 572.31%-588.8pp | 418.27%-434.7pp |
| Employer contribution / active EE | $2,678 | $5,245-48.9% | $4,815-44.4% | $4,741-43.5% |
| Participant deferral / active EE | $5,501 | $7,801-29.5% | $7,448-26.1% | $6,401-14.1% |
| Admin fee / account holder | $1,364 | $11,568-88.2% | $10,007-86.4% | $11,429-88.1% |