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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,182 | $150,442-89.9% | $136,295-88.9% | $147,585-89.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 25.00% | 1049.09%-1024.1pp | 5155.97%-5131.0pp | 578.56%-553.6pp |
| Employer contribution / active EE | $3,321 | $5,256-36.8% | $4,695-29.3% | $4,876-31.9% |
| Participant deferral / active EE | $5,452 | $6,630-17.8% | $6,247-12.7% | $5,439+0.2% |
| Admin fee / account holder | $521 | $10,905-95.2% | $9,243-94.4% | $10,885-95.2% |