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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,600 | $134,001-58.5% | $112,258-50.5% | $134,509-58.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.64% | 47.15%-64.8pp | 27.47%-45.1pp | 418.13%-435.8pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $7,220 | $5,291+36.5% | $4,728+52.7% | $6,400+12.8% |
| Admin fee / account holder | $7,000 | $7,491-6.6% | $6,411+9.2% | $11,427-38.7% |