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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,804 | $111,787-5.4% | $93,681+12.9% | $145,978-27.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 68.7%-35.4pp | 80.3%-47.0pp |
| Annual return | 10.37% | 203.52%-193.1pp | 133.47%-123.1pp | 550.52%-540.1pp |
| Employer contribution / active EE | $1,763 | $3,093-43.0% | $2,422-27.2% | $4,662-62.2% |
| Participant deferral / active EE | $10,167 | $4,918+106.7% | $4,415+130.3% | $6,690+52.0% |
| Admin fee / account holder | $1,693 | $10,256-83.5% | $8,290-79.6% | $13,400-87.4% |