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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,476 | $183,627-84.5% | $155,602-81.7% | $145,978-80.5% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 15.06% | 61.32%-46.3pp | 64.81%-49.8pp | 550.52%-535.5pp |
| Employer contribution / active EE | $1,893 | $5,316-64.4% | $4,675-59.5% | $4,662-59.4% |
| Participant deferral / active EE | $3,919 | $6,466-39.4% | $5,629-30.4% | $6,690-41.4% |
| Admin fee / account holder | $428 | $19,327-97.8% | $15,923-97.3% | $13,400-96.8% |