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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,303 | $108,882-37.3% | $96,754-29.4% | $154,746-55.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 16.31% | 98.39%-82.1pp | 82.04%-65.7pp | 172.34%-156.0pp |
| Employer contribution / active EE | $6,568 | $3,018+117.6% | $2,679+145.1% | $4,379+50.0% |
| Participant deferral / active EE | $11,875 | $5,323+123.1% | $4,758+149.6% | $6,730+76.4% |
| Admin fee / account holder | $1,747 | $10,200-82.9% | $8,905-80.4% | $14,365-87.8% |