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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $24,391 |
Filed as: INDEPENDENT FINANCIAL GROUP, LLC Service code 15 · EIN 71-0927304 | Recordkeeping | $21,356 |
Filed as: VOYA FINANCIAL PARTNERS, INC. Service code 15 · EIN 41-0945505 | Recordkeeping | $15,465 |
TD AMERITRADE, INC.1 year Service code 33 · EIN 82-0543156 | Securities brokerage; Distribution (1... | $50 |
ADP BROKER-DEALER5+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,781 | $65,376+126.0% | $87,104+69.7% | $65,185+126.7% |
| Participation rate | 90.3% | 75.3%+14.9pp | 76.9%+13.4pp | 70.2%+20.1pp |
| Annual return | 20.01% | 31.27%-11.3pp | 28.19%-8.2pp | 29.38%-9.4pp |
| Employer contribution / active EE | $12,969 | $1,822+611.6% | $2,521+414.4% | $2,177+495.8% |
| Participant deferral / active EE | $27,056 | $3,388+698.5% | $4,048+568.3% | $3,514+669.9% |
| Admin fee / account holder | $397 | $520-23.6% | $7,491-94.7% | $847-53.2% |