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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,829 | $138,075+65.0% | $123,552+84.4% | $135,379+68.3% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -8.85% | 153.70%-162.6pp | 119.20%-128.1pp | 519.79%-528.6pp |
| Employer contribution / active EE | $18,877 | $5,152+266.4% | $4,628+307.9% | $4,779+295.0% |
| Participant deferral / active EE | $12,649 | $6,800+86.0% | $6,426+96.8% | $5,609+125.5% |
| Admin fee / account holder | $1,609 | $10,917-85.3% | $9,285-82.7% | $10,828-85.1% |