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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,384 | $60,349+18.3% | $74,184-3.8% | $62,881+13.5% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 8.93% | 21.38%-12.4pp | 17.74%-8.8pp | 20.14%-11.2pp |
| Employer contribution / active EE | $2,298 | $1,680+36.8% | $2,370-3.0% | $2,281+0.8% |
| Participant deferral / active EE | $4,090 | $2,856+43.2% | $3,550+15.2% | $3,203+27.7% |
| Admin fee / account holder | $10,281 | $4,261+141.3% | $5,586+84.1% | $4,296+139.3% |