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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,278 | $162,821-32.3% | $133,978-17.7% | $158,982-30.6% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 8.68% | 41.95%-33.3pp | 45.10%-36.4pp | 302.99%-294.3pp |
| Employer contribution / active EE | $1,956 | $4,976-60.7% | $3,919-50.1% | $4,763-58.9% |
| Participant deferral / active EE | $1,956 | $5,910-66.9% | $5,047-61.3% | $5,983-67.3% |
| Admin fee / account holder | $167,535 | $11,742+1326.8% | $8,930+1776.1% | $11,252+1389.0% |