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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,531 | $138,114+51.7% | $125,391+67.1% | $134,545+55.7% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -16.27% | 750.88%-767.2pp | 572.41%-588.7pp | 418.37%-434.6pp |
| Employer contribution / active EE | $4,667 | $5,246-11.0% | $4,816-3.1% | $4,742-1.6% |
| Participant deferral / active EE | $15,167 | $7,801+94.4% | $7,448+103.6% | $6,401+136.9% |
| Admin fee / account holder | $20 | $11,570-99.8% | $10,009-99.8% | $11,431-99.8% |