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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,712 | $176,120+21.9% | $159,487+34.6% | $167,553+28.1% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 12.67% | 331.95%-319.3pp | 263.71%-251.0pp | 478.89%-466.2pp |
| Employer contribution / active EE | $4,667 | $5,299-11.9% | $4,831-3.4% | $4,840-3.6% |
| Participant deferral / active EE | $15,167 | $7,752+95.7% | $7,354+106.2% | $6,343+139.1% |
| Admin fee / account holder | $20 | $12,561-99.8% | $10,804-99.8% | $12,316-99.8% |