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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,562 | $88,702-9.2% | $81,780-1.5% | $145,978-44.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 21.72% | 1029.12%-1007.4pp | 776.27%-754.5pp | 550.52%-528.8pp |
| Employer contribution / active EE | $1,924 | $3,084-37.6% | $2,914-34.0% | $4,662-58.7% |
| Participant deferral / active EE | $3,463 | $4,645-25.4% | $4,321-19.8% | $6,690-48.2% |
| Admin fee / account holder | $496 | $8,414-94.1% | $7,384-93.3% | $13,400-96.3% |