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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,092 | $183,592-66.2% | $155,574-60.1% | $145,877-57.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 12.66% | 61.37%-48.7pp | 64.87%-52.2pp | 551.28%-538.6pp |
| Employer contribution / active EE | $5,732 | $5,317+7.8% | $4,676+22.6% | $4,663+22.9% |
| Participant deferral / active EE | $6,628 | $6,466+2.5% | $5,629+17.7% | $6,691-0.9% |
| Admin fee / account holder | $949 | $19,316-95.1% | $15,914-94.0% | $13,402-92.9% |