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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,374 | $167,362-77.1% | $143,799-73.3% | $134,532-71.5% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -17.21% | 0.47%-17.7pp | -0.04%-17.2pp | 418.27%-435.5pp |
| Employer contribution / active EE | $3,173 | $5,620-43.6% | $4,952-35.9% | $4,741-33.1% |
| Participant deferral / active EE | $3,173 | $6,447-50.8% | $5,638-43.7% | $6,401-50.4% |
| Admin fee / account holder | $1,099 | $18,094-93.9% | $14,677-92.5% | $11,429-90.4% |