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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,599 | $208,088+7.5% | $186,193+20.1% | $154,746+44.5% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 16.77% | 89.97%-73.2pp | 78.03%-61.3pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,149 | $4,340-73.5% | $3,918-70.7% | $4,379-73.8% |
| Participant deferral / active EE | $9,005 | $7,078+27.2% | $6,513+38.3% | $6,730+33.8% |
| Admin fee / account holder | $0 | $11,698-100.0% | $11,058-100.0% | $14,365-100.0% |