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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,171 | $228,395-68.8% | $185,861-61.7% | $158,982-55.2% |
| Participation rate | 50.0% | 82.3%-32.3pp | 78.0%-28.0pp | 82.0%-32.0pp |
| Annual return | 25.01% | 40.82%-15.8pp | 35.96%-11.0pp | 302.99%-278.0pp |
| Employer contribution / active EE | $1,144 | $4,968-77.0% | $4,088-72.0% | $4,763-76.0% |
| Participant deferral / active EE | $7,733 | $6,417+20.5% | $5,634+37.3% | $5,983+29.2% |
| Admin fee / account holder | $0 | $11,869-100.0% | $9,503-100.0% | $11,252-100.0% |