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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,864 | $217,432-55.5% | $185,849-47.9% | $167,536-42.2% |
| Participation rate | 94.1% | 86.1%+8.1pp | 81.7%+12.4pp | 82.1%+12.0pp |
| Annual return | 8.81% | 148.42%-139.6pp | 122.10%-113.3pp | 478.82%-470.0pp |
| Employer contribution / active EE | $10,363 | $5,875+76.4% | $5,169+100.5% | $4,839+114.2% |
| Participant deferral / active EE | $8,188 | $6,357+28.8% | $5,569+47.0% | $6,342+29.1% |
| Admin fee / account holder | $20,066 | $19,818+1.2% | $16,244+23.5% | $12,315+62.9% |