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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,285 | $209,422-55.0% | $178,503-47.2% | $158,982-40.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.42% | 188.81%-171.4pp | 151.12%-133.7pp | 302.99%-285.6pp |
| Employer contribution / active EE | $8,903 | $5,707+56.0% | $5,011+77.7% | $4,763+86.9% |
| Participant deferral / active EE | $6,646 | $5,955+11.6% | $5,202+27.8% | $5,983+11.1% |
| Admin fee / account holder | $4,570 | $17,079-73.2% | $13,987-67.3% | $11,252-59.4% |