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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,596 | $52,519+15.4% | $155,789-61.1% | $59,633+1.6% |
| Participation rate | 36.1% | 61.7%-25.6pp | 76.1%-40.0pp | 68.7%-32.6pp |
| Annual return | -0.87% | 53.51%-54.4pp | 71.54%-72.4pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $219 | $1,589-86.2% | $3,839-94.3% | $2,203-90.1% |
| Participant deferral / active EE | $1,228 | $3,084-60.2% | $4,798-74.4% | $3,192-61.5% |
| Admin fee / account holder | $1,363 | $3,540-61.5% | $7,477-81.8% | $4,297-68.3% |