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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,023 | $168,635-78.0% | $147,617-74.9% | $125,389-70.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.78% | 77.65%-82.4pp | 61.98%-66.8pp | 282.24%-287.0pp |
| Employer contribution / active EE | $2,035 | $6,252-67.4% | $5,564-63.4% | $4,866-58.2% |
| Participant deferral / active EE | $7,293 | $5,507+32.4% | $4,895+49.0% | $5,352+36.3% |
| Admin fee / account holder | $642 | $13,580-95.3% | $11,612-94.5% | $9,541-93.3% |