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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,111 | $175,257-10.4% | $149,717+4.9% | $139,456+12.7% |
| Participation rate | 40.0% | 83.4%-43.4pp | 78.8%-38.8pp | 80.3%-40.3pp |
| Annual return | 14.12% | 166.70%-152.6pp | 134.41%-120.3pp | 373.45%-359.3pp |
| Employer contribution / active EE | $1,660 | $5,477-69.7% | $4,820-65.5% | $4,753-65.1% |
| Participant deferral / active EE | $2,532 | $6,521-61.2% | $5,682-55.4% | $6,711-62.3% |
| Admin fee / account holder | $4,042 | $16,156-75.0% | $13,213-69.4% | $11,407-64.6% |